Benefits Corner
Benefits Corner features stories on the importance of updating employee address and email information. Also featured are stories on getting the Internal Revenue Service Form 1095-C and preventive dental care.
Employee Address and Email Update
Saia frequently mails important information to employees regarding benefits and more! As such, we encourage you to update your mailing address, if necessary, via the “Employee Information Center” (EIC). Simply click on the “Employee Information Inquiry and Paid Time Off Information” link under the heading, “Payroll Information.”
Additionally, we encourage you to have a valid email address on file with the company. To provide or update your email address, click on the “Update Notification Preferences” link under the “Other Links” heading.
Internal Revenue Service Form 1095-C
The Affordable Care Act (ACA) requires nearly all Americans to have health insurance or face a tax penalty. As part of its administration of the individual mandate as well as the employer shared responsibility provisions of the ACA, the Internal Revenue Service (IRS) requires employers such as Saia to satisfy certain new reporting obligations - one of which is the issuance of Form 1095-C to certain employees.
The deadline for issuance of Form 1095-C generally corresponds with the deadline applicable to the Form W-2, which for the 2019 tax year is January 31, 2020. However, the IRS recently announced an automatic extension of the deadline for issuing Form 1095-C for the 2019 tax year to March 2, 2020.
Generally, employees would use Form 1095-C to confirm their period of coverage under the Saia medical plan (if applicable) or if they obtained health coverage through the Marketplace, to determine whether they qualified for a premium tax credit.
In order to minimize the impact of the extended deadline for issuance of Form 1095-C, the IRS has also provided that individuals who rely upon other information received from employers about their offers of coverage do not have to include Form 1095-C with their 2019 federal income tax returns or amend their tax returns once they receive Form 1095-C (or any corrected Form 1095-C). Consequently, with the possible exception of employees who have coverage through the marketplace and believe they may qualify for a premium tax credit, you most likely have sufficient information from other Saia resources so that you do not have to wait until you receive Form 1095-C to file your 2019 federal income tax return.
Note that the IRS relief applies only for 2019 federal income tax returns and employees should retain Form 1095-C with their other tax records.
In accordance with the IRS requirements, Saia will be mailing Forms 1095-C on or before the March 2, 2020 deadline to the following Saia employees:
- Employees who were enrolled in the Saia medical plan at any time during 2019; and
- Employees who were considered to be full-time for 2019 under the ACA.
If you do not receive a Form 1095-C by March 2, but believe that you should have, please immediately contact Saia Employee Benefits at empben@saia.com.
Frequently Asked Questions About Preventive Dental Care
What is preventive dental care?
Preventive dental care is all the things you do (or should do) to take care of your teeth and gums: brushing, flossing, eating a healthy diet, and seeing your dentist regularly to help avoid dental disease.
Why is preventive dental care important?
When it comes to the health of your teeth and gums, preventive dental care is smart. Brushing and flossing help to remove plaque from the surfaces and in between teeth, keeping your teeth looking and feeling clean. A healthy diet, one low in sugar and other refined carbohydrates, helps keep your whole body, including your teeth and gums, in good shape. And, routine dental exams and regular cleanings may help prevent the incidence of higher-cost treatments such as periodontal surgery, root canals, extractions and fillings. After all, early detection and prevention are key to minimizing your need for more serious dental treatment.
How often should I see my dentist?
There are no clear guidelines stating how often a person should see the dentist. Some studies suggest once a year, others say every three or six months. Depending on your current dental health, your dental history, your risk factors for dental disease, and your personal preference, your dentist will recommend the frequency of visits that’s right for you.
What does the American Dental Association (ADA) say about routine dental care?
The ADA recommends the following steps for good dental health:
- Brush your teeth twice a day with an ADA-accepted fluoride toothpaste.
- Replace your toothbrush every three or four months, sooner if it shows signs of wear.
- Clean between teeth daily with floss or an interdental cleaner.
- Eat a balanced diet, and limit soft drinks and between-meal snacks.
- Be sure to receive professional cleanings and oral exams on a regular basis.
What questions should I ask my dentist about routine dental care?
- Which toothbrush, toothpaste, floss and/or other products do you recommend for my teeth?
- Based on my dental history and current oral health condition, how many cleanings do you recommend I have each year, and why?
- Am I at risk for any dental diseases? If so, why? What changes should I make in my routine dental care to help control this risk?
American Dental Association. “Brushing Your Teeth”, http://www.mouthhealthy.org/en/az-topics/b/brushing-your-teeth Accessed 09/18/2019.
This information is intended for your general knowledge.
This information is not a substitute for visiting a dentist nor does this information replace advice given to you by your physician or dentist. By making this information available to you, MetLife is not engaged in rendering any medical or dental advice.
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