Benefits Corner
This month, we're featuring information on open enrollment and on MetLife's voluntary term life insurance.
Open Enrollment Ends Soon
Time is running out!
Saia’s annual online open enrollment period began Oct. 11 and will end next Friday, Nov. 5, 2021. Open enrollment allows benefit-eligible employees to elect benefits coverage for 2022. Remember, all full-time employees desiring benefits must enroll even if they have previously enrolled either as a newly hired employee in 2021 or during past open enrollment periods. Employees with 10 years or more of service, along with their enrolled spouses and dependents, who receive benefits with no premium must also enroll to have coverage.
While health care expenses continue to rise, we remain committed to providing quality, affordable health care for all our eligible, full-time employees as we understand how highly valued this benefit is to our personnel and their families. With this being said, there are three changes to our 2022 plan and offerings:
- A $250 copay will be charged for emergency room visits. This charge will be waived if the patient is admitted to the hospital.
- Virtual visit copays will now be paid at 100%.
- We will also be offering a new benefit, a voluntary group legal plan through MetLife, which will offer assistance to enrollees regarding a variety of issues including driving tickets, adoption, elder care concerns, mortgages and more.
Beyond these changes, all other premiums, deductibles, coinsurance, out-of-pocket maximum limits, and prescription coverage will remain unchanged. Additionally, most preventive services will be paid for at 100%. For employees with 10 years or more of service, along with their enrolled spouses and dependents, Saia will continue to provide health care benefits with no premium.
Voluntary Term Life Insurance
Continue to be there for your loved ones with life insurance.
Life insurance helps to provide for your loved ones, even if something unforeseen happens to you.
Now is the time to enroll
You only have until Nov. 5, 2021 to help prepare financially with voluntary term life insurance.
Enroll for voluntary term life insurance coverage of $50,000 without answering any health questions(1) or apply for higher coverage amounts by answering only five health questions.
Enroll your spouse for $25,000 and dependent (child)ren for $10,000 without answering any health questions. You
can also apply for a higher coverage amount for your spouse up to $50,000 by answering only five health questions as well.
Don’t forget to review and update your beneficiary information.
Visit https://www.benselect.com/saia to enroll today.
Questions? Call 1-855-874-0110.
- All applications for coverage are subject to review and approval by MetLife. If you choose to apply for increased coverage, the increase may be subject to underwriting. MetLife will review your information and evaluate your request for coverage based upon your answers to the health questions, MetLife’s underwriting rules and other information you authorize us to review. In certain cases, MetLife may request additional information to evaluate your request for coverage.
Nothing in these materials is intended to be, nor should be construed as, advice or a recommendation for a particular situation or individual. Like most group insurance policies, MetLife group life insurance policies contain certain exclusions, limitations and requirements for maintaining coverage in force. Any such exclusions, limitations and requirements will be described in the life insurance certificate.
Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166
L0521013552[exp0523][All States][DC,GU,MP,PR,VI] © 2021 MetLife Services and Solutions, LLC
